48 Home Insurance Savings Tips -- Guaranteed Steps To Very Cheap Homeowners Insurance Rates

Wednesday, May 13, 2009

More Affordable Home Insurance -- How Risk-Proof?

By Chimezirim Odimba

The more you strengthen your home to be less susceptible to disasters the more affordable your rates will be. Apart from ensuring you have all in place to protect against fire and burglary, the following are recommended for different locations...

a. You will enjoy better protection from wind damage with a storm shutter.

b. You'll also be better off in windy areas with a heavier roofing material.

c. If earthquakes disturb your area, ensure that you retrofit you home.

d. Cutting off dry limbs on trees in your home will reduce the probability of a branch falling off and causing injury and/or damage.

e. You will also do well if you keep your trees at a safe distance from your building for obvious reasons. This is because tree branches over or close to structures could easily result in extensive damage if they fall off for any reason. It could also reduce the lifespan of your roof depending on the material you use.

Your agent will tell you other things that you can do to make your home a better risk to your insurance company.

Compare what implementing each would cost and how much it will reduce your rate. Apply those that justify your expenses and you will get better rates.

cheap home insurance rates

Finally...

You can save more by visiting not less than 5 quotes sites. That way, you'll increase your chances of getting the lowest quotes possible because five sites will return up to 25 quotes altogether.

About the Author:

No comments:

Post a Comment