Affordable Home Insurance -- Make Yours Disaster-Proof

You reduce your homeowners insurance rate by taking steps that will make your home more disaster-proof. Apart from ensuring you have everything in place to protect against fire and burglary, the following are recommended for various locations...

a. If you reside in an area that's so susceptible to high winds, you'll save more by having storm shutters.

b. Using a heavier roofing material will make your home more insurance friendly thereby making you get more savings on your homeowners' insurance rates if you reside in a windy area.

c. Retrofitting your house for earthquake protection.

d. Cutting off dry limbs on trees in your home will reduce the probability of a branch falling off and causing injury and/or damage.

e. You'll also do well if you keep your trees at a safe distance from your structures for many reasons. This is because tree limbs over or close to buildings could easily result in extensive damage if they fall off for any reason. Depending on the type of roofing material you use, this could as well lower its lifespan.

If want more ways to make your home really disaster-proof, consult your agent.

Compare what applying each would cost and how much it will bring down your rate. Implementing these steps will help you reduce your home owners insurance rate.

One more thing...

You can get cheaper rates on homeowner insurance now by visiting at least five insurance quotes sites. Each site will require around 5 minutes or less to request quotes. (Some folks present details that is not quite correct about themselves. That isn't smart as the quotes you'll get this way will NOT be of any use to you).

You'll simply choose lowest home owners insurance quote for you from the list of quotes received. That's all there is to it. But you could easily save hundreds of dollars.

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